Closing Costs Calculator

Estimate your buyer or seller closing costs for Maine real estate transactions.

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Transaction Details

Home price minus your down payment

Maine-Specific Costs

Maine requires attorneys (not escrow companies) for closings. The state transfer tax is $4.40 per $1,000 of sale price, typically split between buyer and seller.

Buyer Closing Costs

Estimated Closing Costs
$12,450
2% - 5% of purchase price

Loan Costs

Loan Origination (1%) $3,200
Appraisal $500
Credit Report $50

Title & Legal

Title Search $250
Title Insurance (Lender's) $1,600
Title Insurance (Owner's) $1,200
Attorney Fees $800
Recording Fees $150

Prepaid Items

Homeowner's Insurance (1 year) $1,400
Property Tax Escrow (3 months) $1,500
Prepaid Interest (15 days) $880

Other Costs

Home Inspection $450
Transfer Tax (Buyer's Half) $880
Total Estimated Costs $12,860
3.2% of purchase price

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